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The law is there to protect YOU!
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Breaking News for Homeowners Facing Foreclosure:
Nearly 70 Million Mortgages Are Legally Void!
Do You Have One of Them?
- Do you have a MERS Mortgage?
- Do you have a broken chain of title?
- Do you have standing to sue for financial compensation, clear and free title to your home, or both?
TAKE IMMEDIATE ACTION
If you are currently facing foreclosure, or you have recently lost your home to foreclosure, we recommend that you take immediate action and register for a FREE Mortgage Fraud Analysis. We will analysis your mortgage loan documents for signs of fraud, and provide you with free foreclosure defense documents that can stop a foreclosure, and help you lay the necessary ground work for quiet title or wrongful foreclosure lawsuit.
CONNECT WITH A LAW FIRM
In addition we will connect you to a law firm that specializes in suing the banks for violations of federal consumer protection laws that could result in you receiving monetary awards of up to $10,000. The law firm will conduct a FREE CFPB Audit and if violations exist they will file a federal lawsuit on your behalf to recover what you are owed. No money or effort required on your part!
CHANCES ARE GOOD YOUR MORTGAGE IS LEGALLY PROBLEMATIC FOR BANKS ATTEMPTING FORECLOSURE
According to a government audit 83% of the mortgages contain legal violations. Legal errors, contract breaches, appraisal fraud, mortgage fraud, broken chain of titles, and other issues have caused the majority of mortgage transactions to be legally problematic for Banks attempting to foreclose.
Besides the legal violations and fraud that exist in over 80% of the mortgage loans, upwards of 70 million mortgages are potentially faulty due to the improper negotiation, transfer, and delivery of the mortgage loan contract throughout Wall Street’s Securitization Scheme in the Mortgage Electronic Registration System (MERS).
THERE IS HOPE FOR HOMEOWNERS
However, thanks to groundbreaking cases like the Glaski v. Bank of America case and Jesinoski v. Countrywide Home Loans, there is hope for homeowners who want to sue their lenders or loan servicers for mortgage and foreclosure fraud.
The Glaski decision (California State Court) presents the idea that if some entity wants to collect a debt or foreclosure on your property, they must first legally own the debt. Furthermore, if that entity is claiming ownership by way of an Assignment, it must prove that Assignment is legally valid.
The Jesinoski Decision deals with a homeowner’s right to rescind (or cancel) the loan agreement, and stated that the loan is rescinded the moment the rescission letter is mailed! Furthermore if the lender wants to challenge the rescission it only has 20 days to do it!
Our research shows that the majority of Mortgages and Assignments are void; because most pooling and servicing agreements are trust that are governed by New York law. And New York law says that if you are not punctilious in following the trust documents for a transfer, the transfer is void. It doesn’t matter if you intended it or not, it’s void.
That transfer is void even if the transfer would have otherwise been compliant with law. And if the transfer is void, that would mean that the trust do not own the mortgages; and therefore lacks standing to foreclose.
It’s axiomatic that in order to bring forth legal action, the plaintiff must have legal standing. Only the mortgagee has such standing. Thus various problems like false or faulty affidavits, as well as back dated mortgage assignments, and altered or wholly counterfeited notes, mortgages, and assignments all relates to the evidentiary need to prove standing.
“I cannot decide for you the moral obligations you should pursue; but if a wrong has been committed against you (such as a clouded title or a fraud resulting from a mortgage loan) you have the duty as an American property owner to correct it. Filing a lawsuit (in my book) reflects one’s personal responsibility.”.
DON'T LET THE BANKS TRICK YOU!
Register for a FREE Mortgage Fraud Analysis and get the FACTS you need to make the right decision regarding your loan!
For information on foreclosure defense call us at 773-877-3655. We offer litigation support, admissible evidence, expert witness testimony, education, training, and support in all 50 states to attorneys and pro se homeowners.
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Legal Information Is Not Legal Advice: This site provides “information” about the law and is only designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice — the application of law to an individual’s specific circumstances. THIS SITE IS NOT INTENDED TO BE MISCONSTRUED AS LEGAL ADVICE. Fraud Stoppers is NOT a law firm, non-profit organization, or government agency. Register for your Free Mortgage Fraud Analysis and Securitization Search, and get Free Foreclosure Defense Help and Free Foreclosure Defense Documents that you can use to stop a foreclosure and save your house.