Legal errors, contract breaches, appraisal and mortgage fraud have caused the majority of mortgage transactions to be legally unenforceable.
According to a government audit 83% of the mortgages contain legal violations. These legal violations can be used to stop a foreclosure dead in its tracks.
I cannot decide for you the moral obligations you wish to pursue; but if a wrong has been committed against you (such as a clouded title or a fraud resulting from a mortgage loan) you have the duty as an American property owner to correct it. Filing a lawsuit (in my book) reflects one’s personal responsibility.
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