If you are looking for a proven way to get a principal reduction of your mortgage loan, an interest rate reduction on your mortgage loan, or forgiveness of any late payments or missed payments on your mortgage loan FRAUD STOPPERS PMA can help you with our professional loan modification and/or meditation settlement services.

You can save thousands of dollars and get the loan modification you deserve with our Pro Se loan modification program. All you have to do is open a case file in our CRM system, provide all of the necessary information our system can auto populate all of your loan modification documents for you to submit yourself, so you can save time and money. We can generate Professional Bank Loan Modification Proposals with one click and email them to your lender or loan servicer from within our CRM system. Or you can get the help you need to get a loan modification from a licensed attorney, or trained meditation expert.

A loan modification is supposed to be a permanent restructuring of your mortgage loan where one or more of the terms of your loan are changed to provide a more affordable payment. With a loan modification, the lender may agree to do one of more of the following to reduce your monthly payment, reduce the interest rate of your mortgage loan, forgive some of all of your missed payments, or move the amount of your missed payments to the back of your loan.


FRAUD STOPPERS CRM System can auto populate all of your loan modification documents for you, for FREE! That’s right our system can auto-populate all of your lender or loan servicers required documents like your Loan Modification Proposal, RMA, 4506-T, QWR, Income & Expense, Hardship Letter & Hardship Affidavit, Homeowners Disclosure, Legal Contract, MARS disclosure, and MORE! If you want to try and apply for a loan modification Pro Se (for FREE) let our powerful CRM system help you. Simply join FRAUD STOPPERS PMA today and get full assess to our powerful CRM system and a detailed HOME report to help you maximize your efforts. For more information click here


Lately we have found that mortgage lenders are offering new longer term mortgages like 40 and 50 year mortgage terms in the loan modification offers; thereby significantly increasing the amount of the money the Borrower has to repay.

  • Are You Eligible for a HARP Modification?
  • Are you Eligible for a HAMP Modification?
  • Have you been denied a Loan Modification?


If you would like to find out if you qualify for a loan modification, or you think that you have been wrongfully denied a loan modification, we recommend that you contact FRAUD STOPPERS PMA right away so our loan modification expert can discuss all of your options with you.


Has your mortgage loan servicer asked you to produce your loan documents repeatedly? Have they told you that they have not received your loan documents, and to resend them again and again? If so you could be entitled to financial awards of up to $10,000 for violations of the Dodd Frank Act. FRAUD STOPPERS PMA has found a law firm that will conduct a free CFPB federal audit and federal lawsuit (on contingency) for violations of the Dodd Frank Act. For more information on this Members Only Program click here.


If you are a United States Military Service Member who is battling with your mortgage loan payments, you may qualify for special military loan modification or options. Military service members also have protection against foreclosure for 12 months following termination of active duty. Watch our military help in action and get more details below.


Military Hardship may be an option if:

  • You’ve received Permanent Change of Station (PCS) orders
  • You’re in active duty service (or just left)
  • You (or your spouse) have been injured in active duty


A variety of mortgage programs may be available to help—whether you are looking to stay in your home, or if you need to leave your home—including a forbearance specifically designed for the unique situations faced by the military. Click each link to review the details, benefits and next steps for that specific option.


You Should Beware of Loan Modification Scams

Scam artists steal millions of dollars each year from distressed homeowners by promising immediate relief from foreclosure, or demanding cash for loan modification counseling services.

You should know that HUD-approved counseling agencies provide these same loan modification services for FREE. If you receive an offer for a loan modification that sounds too good to be true, you should proceed with caution.


To determine if you are a possible victim of a scam, ask yourself these two questions:

  1. Were you told you had to pay a fee to obtain counseling services?
  2. Were you guaranteed that your loan modification would be approved, or where you asked to do any of the following:
    • Sign over the title to your real property
    • Redirect your mortgage loan payments to the person making the offer
    • Stop making your mortgage loan payments


If so there is a good chance the person asking you to do these things is NOT a reputable, trustworthy, loan modification specialist or HUD-approved housing counselor.


What is a housing counselor?

A HUD-approved housing counselor is an experienced, trained professional who will advise you on preventing foreclosure, obtaining a loan modification, buying a home, protecting your credit, and other issues. The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country, and counseling services are available in a variety of languages.


Here are some common tricks mortgage lenders and mortgage loan servicers use throughout the Loan Modification Process that you should be aware of when you are attempting to get a loan modification:

  • Refusing Mortgage Loan Payments during the Loan Modification Process
  • Switching Services during the Loan Modification Process
  • Breaching the Loan Modification Contract or Agreement
  • Adding Extra Fees and Escrow Accounts to your mortgage loan during the Loan Modification Process
  • Overstating the amount owed to cure the loan
  • Multiple Loan Modifications and Dual Tracking during the loan modification process


For more information on these loan modification tricks go to


Here is FRAUD STOPPERS PMA loan modification expert revealing some of the industry secrets to getting a loan modification, and loan modification traps to avoid.

Here are three ways that FRAUD STOPPERS PMA can help you obtain your loan modification.


For more information on any of these loan modification services, or to get started today, simple call our offices at 844.372.8378 or open a case file using the form below and choose Loan Modification from the list of services requested and our loan modification expert will contact you right away to discuss your best option to getting the loan modification you deserve.




FRAUD STOPPERS LOAN MODIFICATIONS AND MEDITATION SERVICESIf you are in foreclosure or you have lost your home to foreclosure and you want to sue for mortgage fraud or foreclosure fraud, FRAUD STOPPERS PMA can help you save time and money, and increase your odds of success, with a court ready Quiet Title or Wrongful Foreclosure lawsuit package. If you have received a Notice of Default (NOD) or a Foreclosure Notice (Foreclosure Complaint) and you want to know how to respond to the Notice of Default (NOD) or a Foreclosure Notice (Foreclosure Complaint) call FRAUD STOPPERS PMA today because our prove system can help you fight to save your home from foreclosure fraud and/or mortgage fraud. Our court ready Quiet Title Lawsuit Package or Wrongful Foreclosure Lawsuit Packages includes a turnkey complaint (petition for damages), Bloomberg Securitization Audit, Expert Witness Affidavit, Application for Temporary Restraining Order (to stop a foreclosure sale or stop an eviction), Lis Pendens (to cloud the marketability of the title to the real property), and Pro Se education material that can show you how to win a Quiet Title Lawsuit or win a Wrongful Foreclosure Lawsuit. This entire court ready Quiet Title Lawsuit Package or Wrongful Foreclosure Lawsuit Package is only $1495 and can help you save thousands of dollars in legal fees and help you increase your odds of success. For payment options or more information on this court ready Quiet Title Lawsuit Package or Wrongful Foreclosure Lawsuit Package please contact FRAUD STOPPERS PMA today at 844.372.8378 or open a case file for a Free Mortgage Fraud Analysis and Bloomberg Securitization Search to see if your current mortgage loan situation qualifies for a Quiet Title or Wrongful Foreclosure lawsuit here:


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DISCLOSURE: NOTICE OF Copyright © 2017 FRAUD STOPPERS, FRAUD STOPPERS PMA. THIS SITE IS NOT INTENDED TO BE MISCONSTRUED AS LEGAL ADVICE. Legal Information is NOT Legal Advice: This site provides “information” that is only designed to help users safely cope with their own general legal needs. Legal information is NOT the same as legal advice — the application of law to an individual’s specific circumstances. FRAUD STOPPERS is a National Private Members Association (PMA). PLEASE TAKE NOTICE OF THE FOLLOWING MARS Disclosure[s] 12 C.F.R. 1015.: (1) FRAUD STOPPERS PMA is NOT Affiliated with any Government Agency or Any Bank Lender; (2) Even if YOU Accept any of  FRAUD STOPPERS PMA Products or Services Your Lender May Choose to NOT Change Your Loan.  FRAUD STOPPERS products and services are only available to Active Members of the FRAUD STOPPERS PRIVATE MEMBERS ASSOCIATION. To join FRAUD STOPPERS PMA click here:


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