McDonough v Smith: U.S. Supreme Court Rules on Suing Banks for Fabrication of Evidence Originally posted by Neil Garfield This decision is extremely important for 2 reasons. 1st, it reaffirms a right under federal law to bring an action for...

Another View: At Wells Fargo, a tone-deaf response to shattered lives Originally posted at https://www.theintell.com/opinion/20190624/another-view-at-wells-fargo-tone-deaf-response-to-shattered-lives The next time you see a commercial declaring a new era...

Illinois Court of Appeals Cracks Code of Silence on Who Pays Foreclosure Mills Posted on June 18, 2019 by Neil Garfield Illinois Court of Appeals Cracks Code of Silence on Who Pays Foreclosure Mills. The wording of the decision strongly...

Veira v PennyMac and JPM Chase 4th DCA Rules PennyMac Lacks Standing to Foreclose  Posted on June 11, 2019 by Neil Garfield VIEIRA-v.-PENNYMAC-CORP-FindLaw Another case showing shifting attitudes toward illegal foreclosures. At the trial level...

Meet the New Boss, U.S. Bank and Black Knight; Same as the Old Boss LPS   Lender Processing Systems (LPS) which owned DOCX the notorious robosigning mill featured in the 60 Minutes episode The Next Housing Shock has changed its name to...

FORENSIC EXAMINATION OF THE REAL PROPERTY RECORDS AND THE CIRCUIT COURT RECORDS OSCEOLA COUNTY, FLORIDA PART 1 OF 2: SECTIONS 1 - 4 FORENSIC_EXAMINATION_OF_THE_REAL_PROPERT The  forensic  examination  of  the  real  property  records  of  Osceola  County, ...

CFPB claims debt collection firm Forster & Garbus robo-sued thousands on behalf of Citibank, Discover, others Move over robo-signing… During the foreclosure crisis, a number of lenders, servicers, law firms, and others engaged in a practice...

BRIEF IN SUPPORT OF VOID JUDGMENTS BRIEF_IN_SUPPORT_OF_VOID_JUDGMENTS Void judgments are those rendered by a court which lacked jurisdiction, either of the subject matter or the parties, Wahl v. Round Valley Bank 38 Ariz. 411, 300 P. 955 (1931); Tube City...

Once a Failed Remic, Never a Remic Available  at: http://works.bepress.com/david_reiss/58 Once a Failed Remic, Never a Remic Bradley T. Borden David J. Reiss This paper can be downloaded without charge from the Social Science Research Network...

Whistle BLOWER from McCARTHY Holthus Admits FAKED Chain of Titles by Deadly ClearWilliam WAGENERPublished on May 3, 2019 "We never had original documents." They were told to create a fake chain of title. "Polly, admits she used to work for McCarthy -...

New Jersey Gov. Phil Murphy Signs Legislative Package to Address New Jersey’s Foreclosure Crisis Gov. Phil Murphy today signed a bipartisan legislative package into law that will help New Jerseyans struggling with the state’s...

The Comptroller of the Currency of the United States of America (OCC) finds that Wells Fargo has been using fake and forged documents to steal homes and sets new requirements for Wells Fargo to continue   OCC_Goes_After_Wells_Fargo UNITED...

New York launches its own CFPB Mortgage Fraud Department   Following through on a pledge made more than a year ago, the New York Department of Financial Services is launching its own version of the Consumer Financial Protection Bureau,...

Jury awards Garland woman $755,000 in Carrington Real Estate Services lawsuit alleging foreclosure fraud  She purchased her home in 2001, and paid on it for 14 years, but began to fall behind in 2015 and the home fell into foreclosure. Days...

U.S. Bank, N.A. as Trustee Facing Sanctions In Miami Originally Posted by Neil Garfield at https://livinglies.me/2019/04/23/u-s-bank-facing-sanctions-in-miami/ “It’s unusual that we’re in this position, but it’s unusual that any bank would dare...

Miami Judge Issues Order to Show Cause Against US Bank for Flouting Discovery Order.  Judge Beatrice Butchko's order floats the possibility of sanctions if the bank fails to produce discovery documents the judge ordered it to release in August...

NY Times: Student Debt Getting Wiped Out by Fraudulent Claims of Securitization Posted by Neil Garfield | July 18, 2017   So here is an example of why you need to send a DVL (Debt Validation Letter). It turns out that mainstream media and the court...

Can I Get Sued Over a Court-Authorized Foreclosure? Monday, April 15, 2019 https://www.natlawreview.com/article/can-i-get-sued-over-court-authorized-foreclosure  If a Clerk of Court authorizes a foreclosure sale and the trustee sells the...

CALIFORNIA 3rd THIRD APPELLATE DISTRICT WRONGFUL FORECLOSURE CASE: You Can Cancel the Assignment, Notice of Default, Notice of Sale and Reverse the Sale. Posted on April 11, 2019 by Neil Garfield   This decision “Not for publication” takes one more step...

The Obduskey Supreme Court Case and using the FDCPA to Stop Foreclosures in Non-Judicial States The Fair Debt Collection Practices Act (FDCPA) regulates the activities of “debt collectors,” but the confusing and convoluted statutory definition...

Supreme Court makes it harder for borrowers to fight foreclosures in non-judicial states   Posted on March 22,...

Citibank to pay $25 million for violating the Fair Housing Act Posted on March 20, 2019 https://justiceleaguetaskforce.wordpress.com/2019/03/20/citibank-to-pay-25-million-for-violating-the-fair-housing-act/ Here we go again… Citibank will pay...

The League of Fraudulently Dispossessed Homeowners has a sealed lawsuit in Federal Court of Claims    It has been assigned a DOJ commercial agent for Civil Justice, and Assistant Attorney General, a Director and an Assistant Director.  After months of back...

GOVERNMENT SHUTDOWN CAUSES A FORECLOSURE — AND COULD CAUSE MORE   Originally posted by David Dayen February 13 2019, 5:30 a.m.   Leong, 83, took out a reverse mortgage on her home in 2004, which gives seniors with equity in their home the opportunity to...

Posted on January 31, 2019 by Neil Garfield So here is an attorney asking the court to vacate a decision in which the homeowner won. The lawyer had already falsely represented the status of Deutsch, the existence of a  trust and any implied transaction by...

Original mortgage documents found on separate exposed server. The massive data breach involving more than 24 million mortgage and banking documents just got much, much worse as an investigation unearthed a separate unprotected server that...

According to new data there is a rise in Texas Foreclosures. Nationwide home foreclosure starts were at a 13-year low in 2018. But in North Texas home foreclosure filings inched up after seven straight years of declines, according to a new report by Attom...

New York City Foreclosure Hotspots Originally Posted on Jan 13, 2019 NEW YORK — Some New York City neighborhoods were hotspots for foreclosures even as they grew less common last year, a recent report shows. The city saw 720 first-time home...

Democrats move to protect federal workers from foreclosure Democratic lawmakers have introduced legislation that would protect federal workers from foreclosures, evictions and loan defaults during a government shutdown. The Federal Employee...

20 Points of TILA Rescission: 9th Circuit Court Allows “Claim” for Rescission Under WA Statute of Limitations Originally posted by Neil Garfield 20180114 See bottom of page to get a FREE TILA Rescission Letter I have distilled the legal points...

Another Wells Fargo Computer Glitch Results in More Wrongful Foreclosures By Chuong Nguyen — Posted on December 4, 2018 - 1:06PM Wells Fargo blamed a computer glitch for the second time this year that resulted in the bank mistakenly foreclosing on hundreds of homes...

Goldman Sachs $5,000,000,000 Securitization Lawsuit Settlement  Discover if your mortgage loan was securitized by Goldman Sachs and therefore eligible to the $1,800,000,000 securitization lawsuit settlement available for Homeowners and Borrowers in the...

The Ripple Effect of Foreclosures A report by Zillow explains how the effects of the Great Recession were not just twofold but deeply profound—and also reveals how the crisis served to benefit those who bought foreclosed homes during that time....

PUBLIC LEGAL EDUCATION: liberty without justice is a joke. As you who have already got the #1 Pro Se Legal Education Course helping everyday people learn how to win in court since 1997 (How to Win in Court) already know, liberty without justice...

Wells Fargo foreclosed on homeowners who  had a chance to keep their homes Wells Fargo & Co. foreclosed on 400 homeowners after improperly denying them loan modifications that could have allowed them to stay in their homes, the bank said in...

Supreme Court’s ‘BFP’ Holding Misapplied In Foreclosure Sale Conducted Under RPTL After Ontario County sought foreclosure under New York’s Real Property Tax Law, appellants ­led Chapter 13 bankruptcy plans to pay arrears. Adversary proceedings...

Default Judgment in Foreclosure Action Vacated as Not Willful; Meritorious Defense Noted Default Judgment in Foreclosure Action Vacated as Not Willful; Meritorious Defense Noted Plaintiff sought foreclosure on a property Freeway Group Inc....

Class Action Lawsuit Claims Ocwen Improperly Foreclosed On Mortgagees (July 25, 2018, 4:50 PM EDT) -- Ocwen Loan Servicing LLC has been filing foreclosure actions against its mortgagees before either applying or refunding unapplied funds on...

Jury awards Garland woman $755,000 in lawsuit alleging foreclosure fraud. She purchased her home in 2001, and paid on it for 14 years, but began to fall behind in 2015 and the home fell into foreclosure. Days after the foreclosure notice went...

Mortgage Fraud Banking Syndicate Challenged in Pennsylvania By Mark Anderson Monetary reformer Mickey Paoletta has cleared a key legal hurdle with the Pennsylvania Supreme Court in his effort to use a “King’s Bench” petition to beat mortgage...

The League of Fraudulently Dispossessed Homeowners Criminal Joinder OMG we really did it. The League of Fraudulently Dispossessed Homeowners is fighting behind the scenes to put an end to the foreclosure madness and corruption plaguing our nation; and we...

Florida Appeals Court Ruled Lenders Can't Claim Rents During Foreclosure By Carolina Bolado Law360 (June 27, 2018, 10:13 PM EDT) -- A Florida appeals court ruled Wednesday that a property owner who was not a party to the original mortgage does not have to...

Are Foreclosure Judges Taking Bribes from Banks to Illegally Foreclose on Homeowners? Investigative journalist Janet Phelan, author of the book Exile and expert on uncovering evidence of financial corruption infesting our courts, exposes how corrupt...

Prove Unlawful Foreclosure Statute Of Limitations and You Could Save Your Home From Foreclosure Orginally posted June 22, 2018 at http://realtybiznews.com/prove-unlawful-foreclosure-statute-of-limitations-and-keep-your-home/98749036/ If a mortgage holder...

88-year-old Grandmother walks 1.2 miles to treasurer's office to save her home from foreclosure  NILES — For several years, Berrien County Treasurer Bret Witkowski has been teaching residents the steps they can take to keep their homes out of...

Paragraph 22, The Notice of Default and Right To Cure: How To Use This Most Overlooked Foreclosure Defense To Defeat Summary Judgment and Win at Trial (Foreclosure Workshop #16: Rebroadcast from July 17, 2016) This important broadcast, first...

Foreclosure Stopped By Due Process &The Rule of Law, Florida Appeals Court Applies and Overturns Another Ditech Foreclosure Lawsuit Fla 4th DCA Slams Door on “another Ditech loan” in foreclosure claims Posted on April 13, 2018 by Neil...

Nuns’ pressure leads Wells Fargo to publish causes of ‘systemic lapses in governance’ A group of nuns and religiously-affiliated investors said Wells Fargo & Co. has agreed to publish a review that shows the root causes of the systemic...

Shellpoint Mortgage Servicing Wrongful Foreclosure Lawsuit to Stop Eviction  BERNARDSTON — As the auctioneers announced the sale of 73-year-old Bob McCollum’s home, his cat, Fluffy, came out for the action. The cat cozied up to the auctioneers. One of them...

Florida’s Third District Court of Appeals Decision Rejects Multiple Common Foreclosure Defenses On February 7, 2018, Florida’s Third District Court of Appeal rejected multiple arguments routinely advanced by borrowers’ counsel in defense and delay of...

Stop Foreclosure and Mortgage Fraud and Rescind Your Mortgage Loan Contract with a TILA Rescission Letter   Download a FREE TILA Rescission Letter here: TILA Rescission Letter   Guide to understanding TILA Rescission. By Neil Garfield If someone...

Shellpoint Mortgage Servicing - Racketeering Still going on with "pretend lender/sesrvicers" Have never heard back from them as they know they were a "pretend lender/serivcer" who forced me basically into a short sale with all the money I lost...

BITCOIN is currently at $16,000 and set to hit $1,00,000 by 2020, according to experts Bitcoin surged to a record high of $11,377.33 Wednesday morning, according to CoinDesk. Outspoken libertarian and MGT Capital Investments CEO John McAfee...

New Residential to acquire Shellpoint Partners in $190 million deal HomeNews by Paolo Taruc04 Dec 2017 The Many Ways to Be Relieved of Your Timeshare ObligationsWhile it is true that a timeshare contract is a binding legal document, it is often...

Shellpoint Mortgage Servicing Foreclosure Sales Stopped Guaranteed RED FLAG: I have read the horrible things that Shellpoint is doing to others and I read this on RIPOFF REPORTS (Total Visits 8,998,758,637) "...call your local police immediately and also...

The Pro Se Problem Why Pro Se Litigants Have a Hard Time. Whether it's the high cost of lawyers' fees or growing distrust of lawyers, there is a mounting trend these days for more people to fight without a lawyer. The American Bar Association...